How will the library get people to return borrowed materials?

"No fines" does not mean "no responsibility."  Our overdue notice procedure will not change.  Materials not returned 28 days (4 weeks) after the due date are assumed lost and will be billed to the account for the replacement cost and processing costs.

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1. Do I still have to pay a fine that was on my account prior to HPL going fine-free?
2. Fines have been waived, so why does my account still have a balance?
3. I use more than one Monarch member library. How will that work?
4. How will the library get people to return borrowed materials?
5. How is the library budget affected by the loss of fine income?
6. I've always thought of paying my fine as a donation to the library. Can I still donate?
7. What's the difference between a fine and a fee?